It’s actually going okay, this not-spending thing. As I keep, keep, keep going on about – I buy too much and for the wrong reasons. I have in fact got everything that I need and new things aren’t going to make me thinner or prettier.

It’s not like the bad old days when I genuinely had nothing to wear because all I owned were shitty vests from H&M, cardigans and then bright green mini-cocktail dresses, unsuitable for all and any occasion.

I now have sensible smart daywear, I have loungewear, I have mum-wear. I own these amazing pineapple print pyjamas, which are absolutely light-as-a-feather and so comfortable it fills my heart with cosiness every time I put them on. (I also think that the top might double up as daywear.)

Before the financial axe came down I also snuck in three merino wool sweaters from Uniqlo and a Rixo dress. I feel like Indiana Jones grabbing his hat from the other side of the rolling-down stone wall. Phew! Got it.

I’m sure my husband didn’t mean stop buying things completely – he’s not that much of a meanie, but in fact I was a bit stung by the fact that he noticed how much I spend at all and now feel defensive and a bit proud about the whole thing and so I have stopped completely. I will wear things down to the stub!

So instead I have been exercising – swimming, spinning (£11 per class, bargain) and hilarious mum’s bootcamp on a playing field (£8 for 1 hour and I get to see my friends). I have also been cooking a lot and reading. It’s kind of amazing what you can achieve when you’re not just buying things on the internet and waiting for them to arrive.

BUT… but, but, but… a game I like to play is: what would I buy now if I could buy some things? Not a gold Mercedes, you understand, or a diamond necklace. But if I was on my normal spending jag, what would I get?

This dress has been following me around quite a lot recently – £99 from Traffic People via  Lux Fix.

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I think it would look so insanely cute with clogs and a little denim jacket.

This long black jacket from Hush would be useful with absolutely everything. I have something similar, but it’s shorter and it is literally coming apart at the seams. BUT I’M GOING TO KEEP WEARING IT DAMN IT. £79.

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Adorable “Salut” t-shirt from J Crew (just wrote “Slut” then in a moment of Freudian thingummy but corrected myself) £32.50.

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This block stripe T-Shirt from MiH £59.50:

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Fucking mental yellow tassel earrings from Anthropologie £48:

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Smart new white trainers from Seven Feet Apart, £125

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I could go on.